This paper expounds the features and main representation forms of the false mortgage loan for house,analyzes on reasons and damages of false mortgage,and based on this,advances some suggestions on preventing the false mortgage loan for house.
簡(jiǎn)述了虛假房屋按揭貸款的特征及主要表現(xiàn)形式,分析了虛假按揭的形成原因及其危害性,在此基礎(chǔ)上提出了防范虛假房屋按揭貸款的建議。
Academic circles only just start their research on the mode of mortgage loan,so the relative papers can hardly be found.
學(xué)術(shù)界對(duì)客車按揭貸款模式的探索才剛剛起步。
There are a lot of traps in the personal mortgage loan, all relevant article aims to protecting the bank interests at present, few article analyses such questions for protecting debtor s interests, in view of this, this text analyses the common risk and trap in the course of individual Mortgage loan and refunds , and put up some settlement measures.
個(gè)人按揭貸款中存在很多陷阱,目前此類相關(guān)文章都是從保護(hù)銀行的角度出發(fā),而從保護(hù)借款人利益的角度進(jìn)行分析的文章卻幾乎沒有,鑒于此,本文對(duì)個(gè)人貸款與還款過程中常見的風(fēng)險(xiǎn)與陷阱進(jìn)行分析,并提出一些解決措施。
deed of equitable mortgage
衡平法上的按揭契據(jù)
The Bank provides a 70 % mortgage.
銀行提供七成按揭。
a mortgage that is subordinate to a first mortgage.
次于第一按揭的抵押。
Mortgage Interest Subsidy Scheme Unit
按揭利息津貼計(jì)劃組
mortgage-to-income ratio [MIR]
按揭還款與入息比例
monthly mortgage subsidy
每月按揭還款補(bǔ)助金
private residential mortgage lending
私人住宅物業(yè)按揭貸款
The HKMC is a public limited company incorporated under the Companies Ordinance. Its business is being developed in two phases.
按揭證券公司是根據(jù)《公司條例》注冊(cè)成立的公共有限公司，業(yè)務(wù)分兩個(gè)階段發(fā)展。
Under the scheme, the HKMC provides a guarantee at a fee to the lending bank for an amount up to 15 per cent of the value of the property.
根據(jù)該計(jì)劃，按揭證券公司向貸款銀行提供擔(dān)保并收取擔(dān)保費(fèi)，擔(dān)保額最高達(dá)物業(yè)價(jià)值的15%。
The central bank is likely to stipulate commercial banks to raise mortgage deposits to at least 40 percent for homebuyers who intend to buy a second apartment, according to the source.
據(jù)消息人士稱，央行可能會(huì)將第二套房屋的按揭首付比例提高到至少40％。
In the second phase, the HKMC securitises the mortgages into Mortgage Backed Securities (MBS) and offers them for sale to investors.
到第二階段，按揭證券公司把按揭貸款證券化，然后把按揭證券售予投資者。
In 2000, the MIP was expanded to cover mortgage loans with a loan-to-value ratio from 85 per cent to 90 per cent.
二零零零年，按揭保險(xiǎn)計(jì)劃擴(kuò)展至包括按揭成數(shù)達(dá)八成半至九成的按揭貸款。
To direct the disposition of(property) to a person or persons in exercise of a power granted for this purpose by a preceding deed.
處置財(cái)產(chǎn)權(quán)按以前的契據(jù)行使處置（財(cái)產(chǎn)）權(quán)，指定某人或某些人為財(cái)產(chǎn)受益人
Since its commencement of business in October 1997, the HKMC has proceeded smoothly with its Mortgage Purchase Programme.
自一九九七年十月開業(yè)以來，按揭證券公司順利推行按揭購入計(jì)劃。
The HKMC launched a back-to-back MBS Programme in October 1999.
按揭證券公司于一九九九年十月推出背對(duì)背按揭證券化計(jì)劃。
mortgage default case
未能償還按揭貸款的情況；未能償還按揭貸款的個(gè)案
We are also making good progress in promoting fixed rate mortgages.
此外，按揭證券公司在促進(jìn)定息按揭發(fā)展方面取得良好進(jìn)展。
On the Features of Mortgage and Its Legislation--Taking Commercial Housing Mortgage as an Example;
論按揭之特性及其立法選擇——以商品房按揭為中心展開